What should I do after a car accident?
When you are involved in an accident, the first thing that you should do is call the police. This helps you to ensure that the accident report will be prepared immediately. The police do not prepare an accidents reports all the time. However, they will make the other driver involved in the accident identify himself/herself and his/her insurance company. This helps you to make sure that the other person that was involved in the accident is properly identified. If the police are unable to get to the scene of the accident because of one reason or another, write down the model and license plate of the other vehicle that was involved in the accident. Also, write down the name of the driver and other passengers that were in the vehicle, the driver’s license number and the name of his insurer. If possible, get the names and contact details of people who are witnesses to the accident that you were involved in.
What action should I take if I am injured?
The most important thing that you should do if you are injured in a car accident is seek medical attention. It is very important that you should seek treatment as soon a possible after an accident. It is not upon you to assess whether you have been injured or not. The only way that you will know whether you are okay is if you allow a medical professional to examine you. You have to follow the recommendations that you are given by the healthcare provider who examines you.
What things can I recover from the party that was at fault in the accident that I was involved in?
There are many things that you can seek compensation for from the other party that was at fault in the accident that you were involved in. Here are some of the damages that you can seek compensation for;
1. Medical expenses: You can ask for compensation for the amount of money that you spent to pay for treatment of the injuries that you sustained as a result of the accident.
2. Lost wages: If you were forced to stop working because of an accident that that was a result of someone else’s carelessness or negligence, you are at a position to ask for compensation for the wages lost.
3. Vehicle damage: You can seek a compensation amount that will cover the damages that your car got from an accident.
4. Impairment: You can seek compensation for the suffering that you are going through because you were impaired in an accident that you were involved in.
5. Pain and suffering: Car accidents can lead to a lot of pain and suffering. You can demand compensation for the pain and suffering that you went through because of an accident.
Will the insurance company that cover the person at fault make an offer?
The person who caused the accident is responsible for your losses and injuries. However, the insurance company that covers him/her is under no obligation to treat you fairly. It is highly unlikely that the insurance company that covers the other party the accident will make a fair offer to you.
Should I speak to insurance company covering the person at fault?
You should not contact the insurance company that covers the other party that was involved in the accident. You have no obligation to talk to the representatives of the company if you receive a call from them after the accident. It is highly likely that the insurance company that covers the person who is at fault will attempt to constant you after the accident. The people from the insurance company will want you to record a statement which they might later use against you. It is highly likely that you might say things that will work against you when you are still in a state of shock and disbelief. That is why it is advisable that you should not talk to the representatives of the insurance company that covers the person that was at fault in an auto accident.
What should I do if I need medical attention but I can’t afford it?
You have the right to recover the amount of money that you will spend on medical care after an accident that was as a result of someone else’s negligence. However, you have to keep in mind the fact that the insurance company that covers the person that is responsible for the accident has no obligation to cater for your medical expenses at the time of the accident. This can place a heavy burden on a person who does not have health insurance. This has made many people involved in accidents in which other people are at fault to accept settlements that compensate them with an amount of money that is very little when compared to the amount of money that they deserve to receive as compensation. You should not allow this to happen to you. You should ask a car accident lawyer or your doctor to advice you on the options that you can take that will allow you to receive complete treatment prior to receiving a settlement for your claim.
How is my insurance company involved?
When you get involved in an accident, you can also pursue a claim with your own insurance company. You right to pursue a claim with your insurance company depends on the type of cover that you had at the time of the accident. When you are involved in a car accident, you should take a look at a copy of the policy that was at effect at the time when you were involved in the accident. This will help you determine what rights you have with regards to the insurance company that covers you. If you have collision coverage, you have the ability to recover the cost of the damage to your vehicle, lost wages and all other damages from your insurance company. This can be true even if you are the one who was at fault in the accident that you were involved in.